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  If you have some personal needs to cover, you can go for a personal loan. There is a defined term for which these loans are granted. You have to pay off the loan as soon as the term is over. If you want to take out a personal loan, make sure you consider 9 things that are given below. 1. Opt for the best deal You can use this type of loan for a myriad of purposes. You can use it to make an investment or consolidate the debt on your credit card, for instance. You may also want to read up on other types of loans to meet your needs. 2. Work the best lender Some good sources include online lenders, credit unions and banks. The terms and the rate of interest may be different based on the lender you opt for. Therefore, it's better to shop around and look for one that can cover your needs. 3. Don't ignore the fine print Make sure you know the loan terms. Don't forget to go over the fine print. Based on your budget, you should decide whether the repayment terms are fine with you....